Back to BlogHow Moneynet and Shift4 Are Transforming Cross-Border Payments in Europe
In the evolving world of digital payments, businesses need flexible, efficient, and innovative solutions to stay ahead. For Moneynet, a licensed Payment Facilitator (PayFac) regulated by the Bank of Italy, expanding beyond its home market required a strategic partner that could offer more than just acquiring services. That partner was Shift4.
The Challenge: Scaling Beyond Borders
Moneynet has been a leader in card-present payment processing, particularly within Italy. As part of the IVS Group, one of Europe’s largest vending machine operators, they recognized the need to scale operations and enter new markets, including Spain and France. However, they faced key challenges:
- Expanding cross-border payment capabilities.
- Strengthening their position in the Italian market.
- Finding an acquirer that could act as a true partner.
- Securing better services at more competitive costs.
- Working with a provider that could offer flexibility and fast response times.
How Shift4 Helped Moneynet Expand
Shift4 provided Moneynet with a tailored solution that accelerated their expansion while ensuring seamless, high-quality service for their merchants. By integrating our robust acquiring services with their operations, we enabled them to process cross-border payments effortlessly, gain competitive pricing advantages, and expand into new European markets with confidence.
“Partnering with Shift4 has been a game-changer for our cross-border expansion strategy. Their flexible approach and fast response times have allowed us to quickly adapt to new markets while maintaining the high level of service our customers expect. This collaboration has truly accelerated our growth in the European payment processing landscape.” — Marco Di Cosimo, Amministratore Delegato, Moneynet S.p.A.
Key Benefits of Our Partnership
- Comprehensive Acquiring Services: Shift4 became Moneynet’s main acquirer, streamlining all their payment processing needs.
- Seamless Cross-Border Expansion: Shift4’s infrastructure allowed Moneynet to successfully extend its services into Spain and France while reinforcing its presence in Italy.
- Flexibility & Responsiveness: One of the biggest game-changers for Moneynet was Shift4’s ability to provide fast feedback and adapt to their needs, enabling a truly collaborative relationship.
- Competitive Pricing: Shift4 offered better services at more attractive costs, giving Moneynet a competitive edge in the European payments market.
- Collaborative Growth Strategy: Beyond just processing payments, the partnership empowered both companies to offer additional services to third parties, leveraging each other’s strengths.
The Results: A Win-Win Collaboration
The impact of this partnership has been significant. Shift4 has successfully expanded its network in Italy, acquiring all of Moneynet’s customers and reinforcing its presence in the region.
For Moneynet, the collaboration has unlocked multiple advantages:
- Enhanced Service Offering: Moneynet now provides a more comprehensive suite of services, particularly in vending machine payments.
- Market Growth: Together, Moneynet and Shift4 are extending their presence in Europe, offering merchants a one-stop-shop processing solution.
- Stronger Competitive Edge: With Shift4’s acquiring services, Moneynet has become a stronger player in the European payments landscape.
- New Client Acquisition: The partnership has opened doors for both companies to attract new merchants by leveraging their combined expertise.
“Our partnership with Moneynet exemplifies Shift4's commitment to enabling global commerce. By combining our robust acquiring services with Moneynet's expertise in card-present transactions, we've created a powerful solution for merchants across Europe. This collaboration has not only expanded our reach but also driven innovation in the payment processing industry.” — Nick Tubb, SVP Commercial, Europe, Shift4
What’s Next?
Shift4 and Moneynet are just getting started. Looking ahead, we plan to further enhance vending machine payment solutions and expand our third-party services portfolio, unlocking new revenue streams and pushing the boundaries of cross-border payments in Europe.
This partnership highlights how collaboration, innovation, and strategic alignment can fuel growth in the fast-moving world of digital payments. As merchants increasingly seek seamless, borderless payment solutions, Shift4 and Moneynet are well-positioned to deliver.
Want to learn more about how Shift4’s payment solutions can help your business grow? Contact us today to explore the possibilities.