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100% Neutrality

100% Bank and Processor Neutral

We're on Your Side

Freedom of Choice

100% Bank and Processor Neutral

At Shift4, the merchant's freedom to support their business with the best rates and service available – the freedom to choose their bank or processor – is core to our philosophy. Our DOLLARS ON THE NET® gateway empowers you to negotiate the most favorable interchange rates and reduce chargebacks, downgrades, and fees while protecting your customers' data with industry-leading security.

Shift4's merchant-centric design allows our clients to change merchant banks and/or processors with just the “flip of a switch.” If you're considering a new bank or processor, there's no need to find a new gateway. Just take a look at our list of supported processors (found here) and find the one that works best for you. We maintain high-speed connections to every major bank and processor with no additional communications costs, no matter which you choose.

We're on Your Side

Banks succeed when the merchant fails – downgrades and fees are their way of profiting from your mistakes. With processors and gateways being absorbed by banks left and right, the merchant needs an advocate now more than ever. Because we have no ties to any bank or processor, we're able to give you the truth on the practices they employ that cost you money.

Freedom of Choice

Shift4's independence means freedom for you:

  • More than 350 Point-of-Sale (POS)/Property Management System (PMS) integrations (listed here), enabling you to keep your current provider or choose from hundreds of others
  • Connections to 99% of the banks in North America, Canada, and the Caribbean
  • A TrueToken® remains with you, even when you change banks or processors.
  • Direct connections to American Express to eliminate additional processor service charges
  • Ability to leverage more than one processor without changing your payment processing
  • Simultaneous transaction processing at multiple locations or profit centers for multi-delivery of transactions without any backlogs
  • Support for traditional credit, signature capture, PIN debit, gift cards, and Chip and PIN (EMV) cards from one provider
  • No retrieval or access fees; we give you unrestricted access to your transaction records

Take control of your business. Choose Shift4 and experience the power of true independence.






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