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OVERCOMING COMMON NO's I don't want to pay transaction fees.
We have hundreds of examples where our customers have lowered what they paid their bank for credit cards by much more than the pennies they pay us. That means they get our service for free and they still save money. Plus, they get a system that allows them to keep the accounting of credit cards in order, helps prevent trusted employee fraud, manages retrieval requests and charge backs and thus saves even more money. When you take into account the additional money they can save by $ $ $ ON THE NET processing directly with American Express, the pennies they pay for $ $ $ ON THE NET make even more sense (or is it cents). What Merchants Get for the Pennies They Pay :
• A single solution for credit, debit, check and gift/loyalty card transactions • Full integration of all systems (front desk, retail, food and beverage, etc.) at the point of sale • High-speed, low-cost connections to all major processors for sub 3-second authorizations • Direct processing to American Express to eliminate costly third party processing fees and enable next day funding • Ability to eliminate expensive dial up costs charged by the bank or processor • Ability to split dial to multiple processors per merchant ID allowing credit card processing with one processor and debit processing with another • Low up-front cost and easy installation • It's Your Card®, Shift4's own comprehensive gift card system, as well as interfaces to some of today's leading gift and loyalty card solutions • Fraud protection that notifies merchants directly via secure email when someone is issuing a credit without a corresponding charge |
• Certified compliance with any and all new credit card requirements from the Card Associations (including Visa's CISP program) • Ability to audit transactions on a daily basis to ensure that merchants receive the best possible interchange rates and eliminate lengthy month-end reconciliation • Real-time notification at the end of each settlement batch of how many transactions were compliant to help optimize qualifications • Assured delivery technology to ensure that credit card transactions get through and get through only once, eliminating missing or duplicate transactions • Unsurpassed security of real-time and archived credit card data! • The ability to make money on the transactions of foreign cardholders by splitting transactions off to a Dynamic Currency Conversion acquirer • Best customer service available, 24hours a day, 7 days a week • Software upgraded regularly, automatically and transparently Another excellent way of showing prospects what they get for the pennies they pay, and even what they can save in the long run, is to utilize our ROI calculator. This tool allows you to calculate their monthly savings based on their actual numbers - transaction rates, credits, downgrades, communication fees, etc. - and clearly illustrate the potential savings. The calculator can be accessed online at www.shift4.com/otnroi.cfm. If you have any questions about the calculator or if you need any assistance analyzing your customer's statement, please contact Jared Kleinman at (702) 597-2480, ext. 3438. The Shift4Word is edited by Randy Carr, Marketing Manager for the Shift4 Corporation. She can be reached by email at rcarr@shift4.com or by calling (702) 597-2480, ext. 3419.
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• The ability to authorize, audit, edit, settle, report, reconcile, archive and retrieve up to 24 months of transaction data from multiple locations anywhere on earth 
