Welcome to the second edition of Shift4Word.

One of the most unique and powerful advantages of $ $ $ ON THE NET is its ability to integrate transactions from all your locations, all your profit centers into one single online solution. That's why we are constantly working to create additional interfaces to POS/PMS systems and why we are continually expanding on the capabilities of the interfaces we already offer. Some of the new and/or expanded interfaces now available include:

• HiRez Network by Digital Mediums
• Micros 3700 (now with full gift card, signature capture and dynamic currency conversion capabilities)
• Omni Tickets
• One Pointe by Island Pacific
• PC/Register™ by AIM Systems, Inc.
• Pro-Sheep Keeper
• RentWorks by BlueBird Auto Rental Systems

A full list of the nearly 100 POS & PMS interfaces available can be found at www.shift4.com/pos_pms.cfm .

If you have profit centers not currently on $ $ $ ON THE NET, I encourage you to call your account representative at (702) 597-2480, ext. 3430. The benefits of using $ $ $ ON THE NET across your whole enterprise are numerous - centralized reporting, elimination of duplicate data entry, real-time financial views, the potential to lower your per transaction fee and much more. And don't worry; if you happen to use a system that we don't currently interface with, we are happy to work with you and your POS/PMS provider to build the interface.

Fraud

• 75% of business executives and government officials surveyed reported at least one instance of fraud in the 12 months prior
• 60% of all fraud originates with employees, costing organizations an average of $464,000 annually

External or customer fraud generally refers to a situation where a customer uses a stolen credit card to purchase goods or services. Most credit cards offer fraud protection to their cardholders, meaning that the cardholder won't be held liable for any charges that occur if their card is lost or stolen. That means that the credit card companies are going to look for someone else to foot the bill for these charges. One way for you, as a merchant, to limit your liability for these fraudulent transactions is to show the banks and card associations that you did everything you could to ensure that the card was valid, including:

Signature Capture – Every merchant who deals with card present transactions (i.e. everyone except online and mail order/telephone order merchants) should be collecting a signature from a customer. It is the simplest and most effective defense. Remember, if you collect the signature on a paper receipt, be sure that your copy of the receipt has masked or truncated account

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